Health Insurance Basics

3. Who must inital a correction made by the agent on an application?
6. What is the capital sum in AD&D coverage?
9. What role is the agent/producer operating when obtaining creditable information about insurable risk of the applicant?
11. ______ is the term used for the written request for an insurer to issue an insurance contract based on the provided information.
13. Insurance term for the cause of loss.
14. _______ disease or illness is covered by a limited health policy.
15. Definition of sickness under health insurance policy
16. Three signatures are required on an insurance policy, the agent/producer, the applicant/policyowner, and the ________.
17. _____ is required to inform applicant of insurer's information gathering policies?
18. Within how may days (in words) from occurence will accidental death benefit be paid?

1. ____ is one of the expenses covered by health insurance?
2. This hospital policy pays a fixed amount for each day the insured is in the hospital.
4. The stage in the insurance process at which the insurer evaluates information to identify adverse selection risks.
5. The application and policy form what in health insurance?
7. Describes the payment method in medical expense contracts when insured is responible for payment and then the insurer pays the insured directly.
8. _____ is the one of the elements of the entire contract in health insurance underwriting?
10. A statement of good health is required when policy is paid at time of _______?
12. Who is responsible for cost of any medical examination?
17. Persons with higher risk than normal would be defined as ________ selection.Payments begin under credit disablity at what point?