Across
- 2. the government insurance program for low-income individuals & families that is funded both by the federal government & each individual state
- 5. a list of prescription drugs covered in full or in part by a health insurance plan
- 6. the payments made to obtain insurance
- 7. a drug that has the same active-ingredient formula as a brand-name drug
- 8. health savings accounts allow you to contribute pre-tax dollars to the account for expected medical expenses for the coming year. they are often set up through your employer
- 9. a request for payment of a loss
- 10. a federal program of health insurance for persons 65 years of age and older
- 12. a dollar amount the patient must pay each plan-year before the insurance company will begin paying claims
- 14. the providers and facilities your health insurance plan has contracted with to provide health care services. you will pay less out-of-pocket if you use these providers and facilities
- 15. a prepaid health is a prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
Down
- 1. insurance coverage for family members of the policyholder, such as spouses, children, or partners
- 3. requires the insured individual to pay a fixed percentage of the bill after the deductible has been paid, usually pre-determined
- 4. an illness or disorder of a beneficiary that existed before the effective date of insurance coverage
- 11. an insurance policy provision that adds benefits to or amends the terms of a basic insurance policy to provide additional coverage
- 13. a fixed fee that an individual pays for specific medical services, like a visit to the doctor’s office