Across
- 2. A written order from your primary care doctor for you to see a specialist or get certain medical services.
- 3. The maximum dollar amount that a health insurance company will pay for a particular benefit over the course of a plan year.
- 8. A dollar amount that a patient must pay for healthcare services each plan year before the insurance company will begin paying claims.
- 9. Insurance coverage for family members of the policyholder, such as spouses, children, or partners.
- 10. The total dollar amount of cost-sharing that a patient is responsible for paying under a health insurance plan.
- 13. To ask that a health plan reconsider its decision to deny payment for a treatment or service.
- 15. The portion of charges for a healthcare service that a patient is responsible to pay. Common forms of cost-sharing include deductibles, co-insurance and co-payments.
- 16. The list of prescription drugs covered in full or in part by a health plan.
- 17. A recurring fee a health insurance company charges for your health insurance coverage, typically charged on a monthly basis.
- 18. A plan’s decision to deny a claim, in whole or in part, based on medical judgment or recession.
Down
- 1. A requirement that health insurance companies sell a health insurance plan to any person who requests coverage.
- 4. The market for health insurance coverage offered to individuals not in a group health plan.
- 5. A prescription drug that has the same active-ingredient formula as a brand-name drug.
- 6. A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered.
- 7. The ability to switch coverage
- 11. Under the individual mandate, most people who do not have health insurance have to pay a penalty each year.
- 12. The maximum dollar amount that your health insurance company will pay a health care provider for a benefit healthcare service covered by your health insurance plan.
- 14. The flat-dollar amount a patient must pay when visiting a doctor or other healthcare provider.