Health Insurance Terms

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Across
  1. 2. something pledged as security for repayment of a loan, to be forfeited in the event of a default.
  2. 3. an amount of money that you yourself are responsible for paying toward an insured loss.
  3. 5. A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.
  4. 7. A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
  5. 8. is an economic stake in an event for which a person or entity purchases an insurance policy to mitigate the risk of loss.
  6. 9. a request for your insurance company to pay for something your insurance covers, such as a car accident,
  7. 10. an insurance policy provision that adds benefits to or amends the terms of a basic insurance policy.
  8. 13. managed-care health insurance plan that provides different benefits for using in-network or out-of-network providers.
  9. 14. the process insurers use to determine the risks of insuring your small business.
  10. 15. the amount you pay for covered health care after you meet your deductible
Down
  1. 1. is a health insurance plan that provides health services through a network of doctors for a monthly or annual fee.
  2. 4. grouping of people with similar risk profiles for the purpose of issuing them an insurance rate that roughly corresponds to their risk levels
  3. 6. single property insurance policy that covers more than one type of property at the same location
  4. 11. a fixed amount you pay for a health service, such as a doctor's appointment or a prescription.
  5. 12. incident or event, frequency of something happening