Health insurance terms

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Across
  1. 3. a health maintenance organization that gives you the least flexibility in terms of who you can choose as a provider.
  2. 4. clause for payments between insurance company and person.
  3. 8. the amount you or your employer pays each month in exchange for insurance coverage.
  4. 9. amount of money you must pay each year to cover medical expenses before your insurance policy starts paying.
  5. 10. the amount payable by the insurance company to a plan member for medical costs.
Down
  1. 1. a complete menu of services required to meet any health challenge.
  2. 2. a preferred provider organization that pays a portion of your bills if you visit a doctor outside of your network.
  3. 5. a fixed payment for a service.
  4. 6. a point of service plan where you can’t receive care from a specialist without referral from your main doctor.
  5. 7. of pocket maximum, this is the most you will pay each year toward costs including your deductible, copay and coinsurance.