Heartland Bank

4. A checking account that pays higher interest rates for bigger balances. There is a minimum balance of $2,500 there is an $8 fee if the balance falls below the required balance
6. This is borrowed money often used to make large purchases; the money is expected to be paid back with interest and can be secured or unsecured
7. This account is an account that is interest bearing and there is a minimum balance of $200 per quarter to avoid the $3 fee however the fee is waived if the average balance is more than $500
9. Who is our CRA officer
11. Checking account that is free if you enroll in estatements
12. A savings product that earns a fixed interest on a fixed amount of money for a fixed period of time.

1. This can be offered to personal and business; it allows you to borrow money to make purchases or withdraw cash, with the obligation to repay the borrowed amount, often with interest.
2. This interest-bearing account is targeted to customers who want to retain some liquidity and will maintain balances greater than $10,000. There is a $15 fee if the balance falls below $10,000
3. This service is available for personal and business; it provides financial advisory that helps individuals and families build, grow, protect, and transfer their wealth through a coordinated strategy of investments, planning, and specialized financial services.
5. Available for business accounts and offer products like merchant services, positive pay and,
8. This department takes care of the following; buying or selling farmland, crop insurance, and farm management
10. Personal Checking account that offers interest; there is a $1,000 min balance on this account