Impact of AI and blockchain on modern banking

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Across
  1. 3. Verification of customer identity using AI biometrics.
  2. 4. Software that detects suspicious transactions to prevent fraud
  3. 5. Banking using mobile phones or apps
  4. 9. Transactions without physical money.
  5. 12. AI-powered communication tools used by banks for customer service.
Down
  1. 1. A system where control is distributed rather than held by a central authority.
  2. 2. Protection of banking data from cyber threats.
  3. 6. A record of transactions stored in blocks and linked securely
  4. 7. Technology that combines finance and digital innovaions
  5. 8. A digital ledger system used for secure transactions
  6. 10. Studying large data to make predictions for decision-making
  7. 11. Replacing human efforts with intelligent systems to improve efficiency