Individual Health Insurance Policy General Provisions

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Across
  1. 2. A policy returned within the free look period would result in a ________ of premiums paid.
  2. 5. If the insured pays a monthly premuim for health insurance, how long will the grace period be on the policy?
  3. 7. Changing to a more hazardous occupation will __________ the policy benefits to what the premium paid would have purchased for the more hazardous occupation.
  4. 9. What health insurance policy provision allows the insured a period of time to examine the policy and determine whether or not to keep it.
  5. 11. Non-payment of premium by the end of the grace period will cause the health insurance policy to be ______________.
  6. 12. According to the reinstatement provision, once a lapsed policy is reinstated, when will coverage will be available for accidents?
  7. 13. The _____ of the premium payment determines the length of the grace period of the health insurance policy.
  8. 14. Benefits must be paid on at least on what schedule under an individual disability policy.
  9. 16. An insured is prevented from bringing a lawsuit against the insurance company for at least 60 days after proof of loss is provided under the ________actions provision of the health policy.
  10. 18. ___________ consent is required to change an irrevocable beneficiary.
Down
  1. 1. The __________ pays the expense of an autopsy under the physical examination and autopsy provision.
  2. 2. Health policy provision that descibes insured's right to cancel coverage?
  3. 3. ___________ of claim is the provision that defines the insured's duty to provide the insurer with reasonable notice in the event of a loss.
  4. 4. The act of the insured when voluntarily giving up their insurance.
  5. 6. The insured misstated their age on the health policy and if discovered the policy benefit amount would be ___________ to the insured's correct age.
  6. 8. The ___________ renewal health policy provision allows the insurer to not renew coverage if certain events occur.
  7. 10. The _________ renewabile provison allows the insurer to terminate coverage for any reason and increase premiums for any class of insureds.
  8. 15. Period of ___________ will most likely appear on a travel accident policy as the renewability provision.
  9. 17. If a health insurance policy remains in effect for a 31-days after a premium is due that is called the _____ period.