inside the Blue, January 2018

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Across
  1. 2. Real estate's third-party player
  2. 3. Conditions of sale
  3. 4. Multiple-offer frenzy
  4. 6. 30-year loan, maybe 15
  5. 9. Seller can't refuse good one
  6. 11. Tight supply + rising prices
  7. 13. Buyer's rep
  8. 14. Contingent property probe
  9. 17. Cost to borrow money
  10. 19. 670=good, 740=better
  11. 20. List of listings
  12. 21. Seller might pay these
  13. 22. Good-faith deposit
  14. 23. Home's former owner
Down
  1. 1. Ex-renter
  2. 5. 20% nixes PMI
  3. 7. Elbow-grease home
  4. 8. Seller's response to bid
  5. 10. Blocks of blocks
  6. 12. Bank-owner property
  7. 15. Buyer's looky-loo event
  8. 16. Neither a borrower nor a ______ be
  9. 17. As policy, it limits risk
  10. 18. Urban-style, attached dwelling