Insurance 101

3. Third Party Liability (ex: workers compensation)
6. : Park Dental's Clearinghouse
7. The policy owner The person who pays health insurance premiums and / or is eligible for group health insurance benefits
8. Electronic Remittance Advice
9. Coordination of Benefits
11. A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction and is eligible for health benefits under the subscribers health insurance policy
13. Prepaid Medical Assistance Programs
14. Electronic Funds Transfer

1. The amount the patient has to pay out-of-pocket for expenses before the insurance company will cover the remaining costs Deductible obligations exclude copayments
2. The patients share of the costs of a covered health care service, calculated as a percentage
4. Electronic Claim Submission
5. State administered health insurance program for low income or disabled patients
10. Federally administered health insurance program for adults over 65, patients with disabilities and / or End Stage Renal Disease
12. Explanation of Benefits