Insurance

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Across
  1. 2. insurance- a contract providing financial protection to you and your home's structure and belongings against losses or damages from covered perils, such as fire, theft, and windstorms
  2. 7. describes something that is thorough, complete, and includes all or nearly all aspects or elements of a subject or situation
  3. 9. a strategy board game of diplomacy, conflict and conquest for two to six players
  4. 11. life insurance- a type of permanent life insurance that provides lifelong coverage, a guaranteed death benefit, and a cash value component that grows at a fixed rate over time
  5. 13. value- a term that varies in meaning depending on the context, but it most often refers to a financial product's worth if it were to be liquidated for cash.
  6. 14. insurance- in a situation where you have some form of insurance, but your coverage is not enough to cover the full cost of a loss, means you are underinsured.
  7. 19. a person or organization covered by an insurance policy
  8. 21. a contract in which one party pays another a premium for protection against financial loss or risk from a specified event
  9. 23. damage liability insurance- a type of car insurance that covers the cost of damage you cause to another person's property in an at-fault accident.
  10. 24. Benefit- the financial support or coverage that a policyholder receives from an insurance company for a covered event or loss
  11. 25. a sum of money paid to designated beneficiaries or a family when the policyholder or account holder dies, primarily from life insurance policies, pensions, and Social Securitythe amount of money you must pay out-of-pocket for covered healthcare services or to a repair a damaged vehicle before your insurance plan begins to cover the costs.
  12. 27. variable life insurance- a form of permanent life insurance that combines a death benefit with a cash value component that can be invested in a variety of sub-accounts.
  13. 28. insurance- an auto insurance system where your own insurance company pays for your medical costs and lost wages following an accident, regardless of who was at fault. This differs from a "tort" or "at-fault" system, where the insurer of the at-fault driver pays for the other party's damages.
  14. 29. benefit- a sum of money paid to designated beneficiaries or a family when the policyholder or account holder dies, primarily from life insurance policies, pensions, and Social Security
  15. 34. something of superior quality or value
  16. 35. the extent to which something deals with or applies to something else.
Down
  1. 1. shopping- the practice of evaluating products or services from multiple retailers to find the best value
  2. 3. that you have some form of insurance, but your coverage is not sufficient to cover the full cost of a loss, such as medical bills, car repairs, or rebuilding a home.
  3. 4. state or assert that something is the case, typically without providing evidence or proof.
  4. 5. including all or most necessary things; complete.
  5. 6. Management Organization- an insurance plan that provides integrated care through a network of healthcare providers for a fixed annual fee.
  6. 8. care insurances- pays for services like nursing home care, assisted living, and in-home care, which are not covered by traditional Medicare
  7. 9. insurance- tenants from financial loss due to property damage, theft, and liability claims.
  8. 10. a fixed amount of money you pay for a covered healthcare service, such as a doctor's visit or prescription, before the insurance company pays the rest
  9. 12. Insured- you have more insurance coverage than the actual value of the items or risks you are covering, or you have more insurance than you can afford.
  10. 15. insurance- health insurance plan that works with a network of contracted healthcare providers and facilities to control costs while maintaining quality of care
  11. 16. Life Insurance- provides financial coverage for a set period of time, such as 10, 20, or 30 years. It pays a specific death benefit to your beneficiaries if you pass away during the policy's term.
  12. 17. risk pool- a state-operated or mandated system designed to provide insurance to individuals or businesses that cannot obtain coverage from the standard private market
  13. 18. Insurance- provides income to replace earnings lost due to an inability to work because of an illness or injury
  14. 20. a person or entity designated to receive assets, benefits, or property from another individual after their death, often through a will, trust, or financial account like a life insurance policy or retirement account.a person or entity designated to receive assets, benefits, or property from another individual after their death, often through a will, trust, or financial account like a life insurance policy or retirement account.
  15. 22. care health insurance- a traditional "fee-for-service" indemnity plan, which allows policyholders to choose their own doctors and specialists without network restrictions
  16. 26. insurance- a type of car insurance that covers damage to your vehicle resulting from a collision with another vehicle or object.
  17. 30. deductible -set dollar amount you must pay for covered health care services in a year before your insurance plan begins to cover costs
  18. 31. Value- the value printed or depicted on a coin, banknote, postage stamp, ticket, etc., especially when less than the actual or intrinsic value.
  19. 32. period- a span of consecutive days during which an individual receives specific services and benefits under an insurance plan, such as Medicare Part A
  20. 33. contingent on or determined by.