Insurance

3. The written agreement that explains your insurance rules and coverage.
4. A person whose job is to help people buy insurance and answer questions.
7. Something the insurance policy does not cover.
8. The money you pay regularly (monthly or yearly) to keep your insurance.
10. Money you pay on your own that insurance does not cover.
13. The person who gets the money from an insurance policy when something happens (like after a death in life insurance.

1. When something is so badly damaged that it cannot be fixed.
2. Responsibility for paying if you cause damage or someone gets hurt.
5. A group of doctors, hospitals, or repair shops that work with your insurance.
6. An educated guess about how much something will cost, like fixing a car.
9. A small amount of money you pay each time you get a service, like a doctor visit.
11. What the insurance will help pay for.
12. A request you make to the insurance company asking them to help pay for a loss or damage.