Insurance

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Across
  1. 4. Those who pay now for later costs
  2. 5. Pay this before payoffs start
  3. 7. Send this to your insurer to receive a payout
  4. 8. Sells, collects and pays
Down
  1. 1. Second word of 2 down
  2. 2. First word for prior health issues
  3. 3. Regular payment to be in the club
  4. 6. The part of 7 across paid by the insured