Insurance

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Across
  1. 2. applicant with pre-existing poor health or substandard physical condition
  2. 5. amount paid before insurance
  3. 6. sick or injured say in the hospital
  4. 10. health maintenance organization
  5. 11. amount of money charged to provide coverage
  6. 13. insurance pay with no deductable
  7. 14. proceeds of life insurance policy
  8. 15. package that allows employees to choose benefits
  9. 16. someone who buys themselves something on your behalf
  10. 17. policy to one expired
  11. 18. does not build up cash value
Down
  1. 1. amount of money beneficiary gets when someone dies
  2. 3. Covers medical expense of death
  3. 4. person named on life insurance policy to receive proceeds
  4. 7. designated period to sign up for insurance
  5. 8. basic type of permanent life insurance which can provide lifetime protector at a level premium
  6. 9. amount of money paid no matter what per visit
  7. 12. the date which insurance policy becomes eligible to pay for claims
  8. 19. fed program medicine needs for needy