Insurance

2. Covers the cost of medical expenses due to illness, injuries, and health conditions.
4. Auto insurance coverage that pays you to fix your car if you are at fault of an accident or the other guy doesn't have insurance.
5. Covers damage to your property due to flooding
9. Covers theft, loss, and accidental damage of your cell phone.
12. Provides farmers with financial protection against production losses caused by natural perils such as drought, excessive moisture, hail, frost, wind, and wildlife.
14. Covers the cost of replacing personal belongings that are stolen, damaged, or ruined in a home that is being rented.
15. Covers the cost of dental expenses related to the teeth and gums
16. Protects an individual or business if they experience claims resulting from injuries and damage to people and/or property.
17. Auto insurance coverage that pays you if your car is stolen or for any acts of nature.
19. Covers expenses related to vision care such as exams, glasses, and eye injury.

1. Pays some or all of the worker's salary if they become disabled and are unable to work at their jobs.
3. Covers a homes' structure and the personal belongings inside in the event of loss or theft.
6. Protects a person against financial loss in the event of an auto accident, damage to a vehicle, or theft.
7. Protects a company's financial assets, intellectual property, physical property from a covered loss due to risks such as lawsuits, property damage, theft, vandalism, loss of income, etc
8. A clause in your insurance policy that states that you will pay for a specific amount of a claim before the insurance company pays.
10. Covers damage to your property caused by an earthquake.
11. Pays an agreed upon sum of money to a beneficiary when the insured person dies.
13. The chance that you will suffer a financial loss.
18. The transfer of risk to an insurance company and the sharing of the costs of a loss or accident.