Insurance

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Across
  1. 2. addresses disputes about the amount of a loss
  2. 4. describes basic info about policy (who,what,where,when,howmuch)
  3. 7. agreement that insurer promises to pay insured
  4. 9. clause that broadens coverage w/ no increase in premium
  5. 10. the broadest of the crime coverages, includes any act of stealing
  6. 13. (2wds)protects the mortgagee's financial interest
  7. 16. policy form that alters or adds to a contract
  8. 18. person/organization to which property has been entrusted
  9. 19. perils that are not covered by the policy
  10. 21. (2wds) primary cause of a loss
  11. 22. person/organization that entrusts property to a bailee
  12. 23. failure to use ordinary care
Down
  1. 1. coverages are automatically included w/out additional premium
  2. 3. the cause of loss
  3. 5. right of recovery
  4. 6. (2wds) damages or destroys itself
  5. 8. requires the insured maintain a certain limit of insurance coverage to avoid a penalty
  6. 11. states the obligations of the parties to the contract
  7. 12. specified amount of each loss insured must bear
  8. 14. wrongful act
  9. 15. the transfer of risk between insurance companies
  10. 17. the uncertainty of a loss
  11. 20. increases the probability of a loss