Insurance

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Across
  1. 1. Property damaged to the extent that the cost of repairs exceeds the market value less the salvage value.
  2. 5. Provides payment for damage to the property of others when the insured is in an at-fault in a vehicle accident.
  3. 6. Insurance protecting the insured against loss resulting from any damage to the insured's vehicle caused by collision with any object regardless of fault. Requires Comprehensive coverage.
  4. 8. This is paid to cover money that has been spent on rental or towing by the insured.
  5. 13. Physical damage protection for the insured’s own vehicle(s) for damage resulting from other than collision.
  6. 14. Part of the payment or dollar amount charged for the insurance or the periodic payment made to keep a policy in force.
  7. 15. The continuation in full force and effect of something that is about to expire and to take effect upon the expiration of the old policy.
Down
  1. 2. The financial institution that holds the title of a vehicle until the loan is paid off.
  2. 3. A cancellation method where the premium charge is adjusted in proportion to the exact time the protection has been in force.
  3. 4. A legal responsibility due to negligence arising from an occurrence resulting in an injury of another person's life or health.
  4. 6. Demand by a person or business that is seeking to recover from a loss.
  5. 7. Part of the insurance contract which identifies the name of the insured, driver information, property covered, amount of coverage, term dates, premium and form numbers for coverage endorsements which apply to the policy.
  6. 9. Provision or clause in an insurance policy that may identify a portion of the insured loss that is not going to be paid by insurance.
  7. 10. An estimate of the cost of insurance based on information supplied to the agent, broker, or insurance company. A statement regarding the premium that will be charged for certain coverage.
  8. 11. Restoration of a policy that has been cancelled or expired and which has been activated.
  9. 12. Any person, firm or corporation, or any member thereof, specifically designated by name as insured(s) in a policy.