insurance

3. Process where a policyholder transfers their rights under a policy to another person.
7. The person who assesses the risk associated with a proposal.
8. Principle that applies when the insured takes more than one insurance policy
9. When the existence of insurance changes the behavior of the insured, leading to more risk-taking.
10. An event sufficiently related to an injury that the courts deem the event to be the cause of that injury.
12. An individual or entity entitled to receive insurance benefits.
13. Amendments to the standard policy conditions.
14. A type of insurance that covers medical expenses.
15. The protection your insurance provides.

1. A person who sells insurance policies.
2. The amount paid by the policyholder to the insurer for coverage.
4. Right of an insurer to pursue the party that caused the loss to the insured in an attempt to recover funds paid in the claim.
5. A financial stake in the subject of the insurance policy, required for coverage to be valid.
6. Insurance that covers losses due to fire, flood, or other natural disasters.
11. The process of determining the financial value of a loss.