Insurance agents

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Across
  1. 4. Insurer's right to recover claim amount from a third party.
  2. 6. Protection provided by an insurance policy.
  3. 10. Ratio: Claims paid divided by premiums earned.
  4. 11. Amount you pay before the insurer covers the rest.
  5. 12. Sharing of risk between the insurer and insured.
  6. 13. Amount paid for an insurance policy.
  7. 14. Professional evaluation of property value.
  8. 17. Written change to an insurance policy.
  9. 18. Legal responsibility for damages or injuries.
  10. 19. Temporary suspension of insurance coverage.
  11. 20. Principle of restoring the insured to their original financial position.
Down
  1. 1. Person who owns the insurance contract.
  2. 2. Financial product providing income over a period of time.
  3. 3. Probability of a loss occurring.
  4. 5. Person who investigates and settles insurance claims.
  5. 7. Specific event or circumstance not covered by the policy.
  6. 8. Request for payment due to a covered loss.
  7. 9. Process of evaluating risk and determining coverage.
  8. 15. Professional who calculates risk and premium rates.
  9. 16. Interest: Financial stake in the insured item or person.