Insurance and investing

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Across
  1. 1. the availability of liquid assets to a market or company.
  2. 4. an amount to be paid for an insurance policy.
  3. 8. The person or entity you name in a life insurance policy to receive the death benefit.
  4. 13. A short-term U.S. government debt obligation backed by the Treasury Department with a maturity of one year or less.
  5. 14. A formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
  6. 16. _______ only protects you for a limited number of years, while ________ provides lifelong protection
  7. 18. helping people create plans to reach long-term goals
  8. 22. an agent who negotiates contracts of sale (as of real estate or securities) or other agreements (as insurance contracts or mortgages) between the parties for a fee or commission compare dealer, finder.
  9. 25. A calculation of the monetary value of an investment versus its cost
  10. 26. Refers to the degree of uncertainty and/or potential financial loss inherent in an investment decision.
  11. 28. A marketable U.S. government debt security with a fixed interest rate and a maturity between two and 10 years.
Down
  1. 2. A type of insurance that will provide income in the event a worker is unable to perform their work due to disability.
  2. 3. An insurance rider also referred to as a floater or an endorsement is an optional add-on to an insurance policy. A homeowners insurance rider amends a basic policy.
  3. 5. A tradable financial asset.
  4. 6. the action of diversifying something or the fact of becoming more diverse.
  5. 7. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  6. 9. the increase in a capital asset's value and is realized when the asset is sold
  7. 10. The amount you pay for covered health care services before your insurance plan starts to pay.
  8. 11. a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.
  9. 12. The Dow Jones Industrial Average groups together the prices of 30 of the most traded stocks on the New York Stock Exchange (NYSE) and the Nasdaq.
  10. 15. pays for losses and damage to your property if something unexpected happens, like a fire or burglary.
  11. 17. A blue-chip stock is a stock that comes from a well-known, established company. Blue-chip stocks have a strong history of performance and often pay dividends.
  12. 19. A savings component typically included in permanent life insurance policies.
  13. 20. The amount of money your insurer will pay out to your beneficiaries if you die during the policy's term.
  14. 21. Those companies expected to grow sales and earnings at a faster rate than the market average.
  15. 22. Market Bulls make money, bears make money, pigs get slaughtered" is an old investment industry saying that warns against being excessively greedy.
  16. 23. a sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
  17. 24. Helps cover unexpected events.
  18. 27. A bond is a debt security, similar to an IOU. Borrowers issue bonds to raise money from investors willing to lend them money for a certain amount of time. When you buy a bond, you are lending to the issuer, which may be a government, municipality, or corporation.