Across
- 2. The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- 3. Insurance paid to named beneficiaries when the insured person dies
- 7. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- 8. A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- 9. Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- 11. An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally
- 14. A contract in which an individual or entity receives financial protection or reimbursement against losses
- 17. Health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
- 19. Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- 21. The chance of something happening or not happening within a certain number of occurrences
- 23. A situation involving exposure to danger, harm, or loss
- 24. An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- 25. The U.S. corporation insuring deposits in US banks against bank failure
- 26. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- 30. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- 31. When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- 33. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- 34. Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- 35. A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
- 36. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 37. A federal and state assistance program that pays for health care services for people who cannot afford them
- 38. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- 39. The spreading of financial risk evenly among a large number of contributors to the program
- 40. Point of service. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- 41. An estimate of what premium you would pay for a certain insurance coverage plan
- 42. Auto insurance that protects you against costs to repair your own vehicle after a crash
- 43. An employee of an insurance company who sells insurance policies and provides customer service
Down
- 1. A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- 4. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- 5. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- 6. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- 10. Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- 12. A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- 13. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 15. Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- 16. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- 18. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 20. An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- 22. The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- 27. The maximum amount an insurance company will pay if you file a claim
- 28. Health savings account. An account where you contribute pre-tax dollars for expected medical expenses
- 29. The portion of a car insurance policy that spells out the details for how to make a claim, what information you must have, how much time you have, and how to cancel your policy
- 32. The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage