Across
- 5. Provides coverage for any direct and accidental loss of, or damage to, your covered automobile and its normal equipment, to include but not limited to fire, theft or malicious mischief.
- 6. The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
- 10. Any physical injury to a person. The purpose of liability insurance is to cover bodily injury to a third party resulting from the negligent or unintentional acts of an insured.
- 11. Reimburses you for damage to your automobile sustained in a collision with another car or with any other object, movable or fixed, (for example, you accidentally backed into another object while pulling out from a parking stall and causing damage to the bumper and fender of your covered automobile).
- 13. A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
- 14. A step taken to reduce the severity of damage or prevent further damage. Mitigation can help reduce repair costs, speed up the claims process, and keep premiums affordable.
- 15. Notice to an insurer that under the terms of a policy, a loss maybe covered.
- 18. Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
- 19. An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
- 20. A licensed person or organization paid by you to look for insurance on your behalf.
Down
- 1. Damage to another person's property. The purpose of liability insurance is to cover property damage to a third party resulting from the negligent or intentional acts of an insured.
- 2. Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property as a result of an auto accident.
- 3. The amount of money paid to an insurance company to keep an insurance policy active.
- 4. An amount equivalent to the fair market value of the stolen or damaged property immediately preceding the loss. For real property, this amount can be based on a determination of the fair market value of the property before and after the loss. For vehicles, this amount can be determined by local area private party sales and dealer quotations for comparable vehicles.
- 7. A contract between an insurance company and a policyholder that protects against financial losses. In exchange for paying premiums, the policyholder receives protection from certain risks.
- 8. A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
- 9. The written contract of insurance.
- 12. The policyholder - the person(s) protected in case of a loss or claim.
- 16. A policy that will pay a specified sum to beneficiaries upon the death of the insured.
- 17. The termination of insurance coverage during the policy period. Flat cancellation is the cancellation of a policy as of its effective date, without any premium charge.