Insurance Crossword

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Across
  1. 3. The ratio of claims paid to premiums earned, used to assess the profitability of an insurer
  2. 5. The process of setting premiums based on historical data, actuarial analysis, and underwriting guidelines
  3. 8. A type of insurance that compensates car owners from damages and accidents
  4. 9. A professional who analyses financial risk and uncertainty using mathematics and statistics
  5. 10. The indiviudal or entity that owns an insurance policy
Down
  1. 1. The process of setting aside funds by an insurance company to meet future claims
  2. 2. Insurance purchased by an insurer to mitigate risk by transferring part of its liabilities
  3. 4. A representative who sells the policy on behalf of an insurance company
  4. 6. A party that agrees to compensate individuals or organizations for specific financial losses
  5. 7. A potential event or factor that can cause a loss
  6. 10. Amount paid by policholders for an insurance policy