Insurance Crossword

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Across
  1. 3. The amount of money paid by an insured party to an insurance company for coverage
  2. 4. The amount of money that the insured party must pay out of pocket before the insurance company starts covering expenses
  3. 6. An optional provision added to an insurance policy to provide additional coverage or modify the terms of the policy
  4. 9. Specific risks or conditions that are not covered by an insurance policy
  5. 10. The individual or entity who owns an insurance policy and is entitled to receive benefits from it
Down
  1. 1. The legal or financial interest that an individual or entity has in the subject matter of an insurance policy, which justifies their purchase of insurance to protect against potential loss
  2. 2. A request made by the policyholder to the insurance company for compensation or coverage for a loss or damage covered by the policy
  3. 5. The process by which insurance companies evaluate the risks associated with insuring a particular individual or entity and determine the premium to charge
  4. 7. Legal responsibility for one's actions or omissions that result in harm to others, often covered by liability insurance
  5. 8. The scope and extent of protection provided by an insurance policy against specified risks