Across
- 4. The most you have to pay for covered services in a plan year
- 7. the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- 12. what a doctor gives you to get medicine
- 13. risks that directly affect an individual or family
- 15. the amount of risk or liability that is covered for an individual or entity by way of insurance services
- 17. An individual (patient) who receives healthcare services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility
- 20. the percentage under an insurance plan that the insured person pays toward a covered expense or service
- 23. reckless or unreasonable actions that result in damages or losses because of you, someone covered on your policy, or someone else
- 24. not having any insurance to pay for medical expenses or for damage or injury while driving a car
- 25. the person who owns the insurance policy
- 26. the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss
- 28. a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured)
- 30. starting when you're formally admitted to the hospital with a doctor's order
- 31. an allowance paid to your employees for lodging, meals, and incidental expenses incurred when travelling
- 32. the person or entity that you legally designate to receive the benefits from your financial products
- 33. a fixed amount you pay for a covered health care service after you've paid your deductible
Down
- 1. account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses
- 2. the amount you pay each month (or each year) to keep your insurance policy active
- 3. a physician is ____ when a contract has not been established with a health plan.
- 5. Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness
- 6. legal agreement between two parties
- 8. Consolidated Omnibus Budget Reconciliation Act
- 9. property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- 10. The health care items or services covered under a health insurance plan
- 11. one who sees people that have common medical problems
- 14. An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars
- 16. The process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- 18. healthcare by means of technology
- 19. the risk of being held liable or responsible for an action or inaction, whether or not at fault, resulting in a direct or indirect financial loss
- 21. a list of doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members
- 22. a type of insurance policy in which the insured must first pay losses out-of-pocket and then seek reimbursement for any covered loss from the insurer
- 27. a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- 29. The amount you pay for covered health care services before your insurance plan starts to pay