Insurance Crossword Puzzle

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Across
  1. 5. a specified amount of money that the insured must pay before an insurance company will pay a claim
  2. 7. the person who owns the insurance policy
  3. 8. a legal contract between the insurance company and the person, business, or entity being insured
  4. 9. providers that do not participate in that health plan's network
  5. 10. also known as Rx
  6. 13. if you do not have coverage under private health insurance, state-sponsored, or government-sponsored, you are considered what
  7. 14. threats to your personal or business property
  8. 15. splitting or spreading of risk among multiple parties
  9. 18. fixed amount for a covered service, paid by a patient to the provider of service before receiving the service
  10. 19. an act that allows you to keep your same health insurance policy in the event you lost your job voluntarily, involuntarily, or through a reduction of work hours
  11. 20. receives medical treatment without being admitted to a hospital
  12. 22. a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan
Down
  1. 1. the payment received by a healthcare provider, hospital, diagnostic facility, or another healthcare facility for providing a medical service
  2. 2. directly affects an individual or family
  3. 3. limit on the amount of money you have to pay for covered health care services in a plan year
  4. 4. a physician who provides both the first contact for a person with an undiagnosed health concern as well as continuing care of varied medical conditions
  5. 6. the amount that the insurance company has agreed to pay for covered losses that are stated in your policy
  6. 8. the amount you pay each month to keep your insurance policy active
  7. 11. arrangement when company/government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
  8. 12. the health services your insurance pays for
  9. 14. daily allowances for the costs of business travel
  10. 16. stays in the hospital while under treatment
  11. 17. a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
  12. 19. the amount of risk or liability that is covered for an individual or entity by way of insurance services
  13. 21. distribution of health-related services and information via electronic information and telecommunication technologies