Insurance Products

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Across
  1. 1. Exclusive Provider Organization
  2. 4. Although Members are required to select a PCP at enrollment, Members may choose to go out-of-network at any time.
  3. 5. Member selects a Primary Care Physician (PCP) at the point of enrollment.
  4. 6. Is a contract which has HMO type benefits but uses a PPO provider
  5. 7. Is an indemnity medical plan that offers coverage for a comprehensive range of health care services.
Down
  1. 2. Plans offer the choice of in or out of network benefits.
  2. 3. No PCP or referrals required
  3. 4. Although Members are required to select a PCP at enrollment, Members may choose to go out-of-network at any time.
  4. 5. This type of plan has In-Network benefits ONLY. Member must utilize HMO participating (par) providers, unless for emergency services or accidental injuries, there are NO out of network benefits.