Across
- 3. A contract in which an individual or entity receives financial protection or reimbursement against losses
- 6. A type of insurance available to a person renting that covers the policyholders belongings and liability coverage.
- 7. Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- 9. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- 11. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- 12. The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- 15. The U.S. corporation insuring deposits in US banks against bank failure
- 17. Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- 20. Auto insurance that protects you against costs to repair your own vehicle after a crash
- 22. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 24. When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- 26. A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- 27. An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- 29. A situation involving exposure to danger, harm, or loss
- 30. An employee of an insurance company who calculates risk based on loss percentages and determines insurance rates and premiums
- 31. The portion of a car insurance policy that spells out the details for how to make a claim, what information you must have, how much time you have, and how to cancel your policy
- 32. A type of insurance paid to an individual if he/she is injured and is unable to work for a specified length of time.
Down
- 1. An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- 2. An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally
- 4. The spreading of financial risk evenly among a large number of contributors to the program
- 5. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- 8. The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- 10. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- 13. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer an injury, illness, loss, etc
- 14. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 16. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 18. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- 19. An employee of an insurance company who sells insurance policies and provides customer service
- 21. The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- 23. A set dollar amount you agree to pay each time you receive medical treatment, while the insurance company agrees to cover the rest
- 25. An estimate of what premium you would pay for a certain insurance coverage plan
- 28. The chance of something happening or not happening within a certain number of occurrences