Insurance Terminology

1. Health Maintenance Organization
2. designated time when people can apply for insurance
8. set fee payed by the policy holder for medical payments
9. plan that lets employees pick what they want on an insurance plan
12. applicant who has pre-existing health conditions/engaged in dangerous activities
13. insurance policy without a deductible
14. federal program offers to help less prosperous communities
15. Person who receives the money when the policyholder dies
16. amount of money the policyholder pays
17. Insurance with lifetime protection at a level premium
18. life insurance that does not build up cash value

1. reimbursement for specific costs while hospitalized
3. money paid when the insurance holder dies
4. death rate of a specific group of people
5. first day you can be eligible for coverage
6. amount of money charged to provide coverage
7. someone who buys and sells for someone else
10. in case of terminal illness the holder is allowed to use some of their benefits
11. Covers medical expenses resulting in injury or death