Insurance Terminology

4. The amount you pay for covered health care services before your insurance plan starts to pay.
7. The monthly cost of what you pay for your health plan.
8. Safety net for children of families that earn too little to afford private insurance but too much to qualify for medicaid.
10. This act was signed into law in 2010, it included an insurance marketplace, prevented exclusions, and allowed beneficiaries to remain until 26 year of age.
11. Plans that are offered by for profit companies.
12. The amount of money the insurance company pays after the deductible has been paid.
14. A federal agency within the United States government that runs the Medicare and Medicaid programs.
15. This type of insurance plan requires you to have a "gate keeper".
17. This type of insurance plan negotiates discounts with "in-network" providers.

1. This plan would be purchased by yourself. (Usually through a marketplace or exchange.
2. This type plan is offered by employers as a benefit to its employees.
3. Is a public plan for members over the age of 65.
5. A public insurance for members of the military.
6. Provides insurance for low income families that qualify.
7. Plans that are funded entirely by the government.
8. The amount of money that a patient with health insurance pays for each health care service.
9. A health insurance plan that provides treatment for workers that are hurt on the job.
13. A legal agreement between you and the insurance company that explains the rules of your health plan.
16. A document that details the terms and conditions of a contract of insurance.