Insurance Terms

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Across
  1. 3. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
  2. 5. Health savings account. An account where you contribute pre-tax dollars for expected medical expenses.
  3. 6. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy.
  4. 10. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims.
  5. 11. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription.
  6. 13. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs.
  7. 14. Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
  8. 15. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses.
  9. 16. The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state.
  10. 18. A type of insurance paid to an individual if they are injured and unable to work for a specified length of time.
  11. 19. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
  12. 20. Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
Down
  1. 1. Auto insurance that protects you against costs to repair your own vehicle after a crash.
  2. 2. Insurance paid to named beneficiaries when the insured person dies.
  3. 4. A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims.
  4. 7. The maximum amount an insurance company will pay if you file a claim.
  5. 8. The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage.
  6. 9. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying.
  7. 12. An estimate of what premium you would pay for a certain insurance coverage plan.
  8. 17. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident.