Across
- 2. : Amount you pay out of pocket before the insurer begins to pay
- 5. : Add-on or change to a policy’s coverage terms
- 8. Maximum : Most you will pay in a year for covered care
- 12. Motorist : Covers you if a driver without insurance hits you
- 14. Cost : Pays to replace items without subtracting depreciation
- 17. Property : Your belongings covered under renters insurance
- 19. : Payment you make regularly to keep your insurance active
- 21. : Fixed fee you pay at the time of a covered medical service
- 22. Term : The length of time your policy is in force
- 23. : Providers that have agreed rates with your health plan
- 27. : Providers without an agreement; usually cost more
Down
- 1. Limit : Maximum amount an insurer will pay for a covered loss
- 3. : What a policy does not cover
- 4. : Your legal responsibility for injury or property damage
- 6. Date : The date your policy coverage begins
- 7. : Percentage of costs you pay after meeting the deductible
- 9. Motorist : Covers you if a driver’s insurance isn’t enough
- 10. : Group of doctors/facilities that contract with your health plan
- 11. Cash Value : Pays value of items after depreciation is subtracted
- 13. : Request to an insurer to pay for a covered loss or service
- 15. : The person who owns the insurance policy
- 16. : Pays to repair your car after a crash, regardless of fault
- 18. Damage Liability : Pays for others’ property you damage in a crash
- 20. : Pays for non-crash damage (theft, fire, vandalism, hail)
- 24. Authorization : Approval your insurer requires before some services
- 25. Injury Liability : Pays for others’ injuries when you’re at fault in a crash
- 26. of Use : Pays for hotel/meals if a covered loss makes your place unlivable