Insurance Vocab

7. a government program that covers children under the age of 18 who can't afford healthcare but don't qualify for Medicaid
9. the amount paid out of pocket by the policyholder before an insurance provider will pay any expenses
11. an employees medical expenses are covered if their injuries came from work and they followed all the proper safety precautions. you have to file a report!
13. a payment agreement where there is a set amount for each enrolled person assigned to them, per period of time, whether or not that person seeks care.
15. government run healthcare for people over 65
16. a health disorder you had before you were covered by the insurance
17. asking for permission for coverage to your insurance company and proving that your medical needs are necessary
18. a monthly payment for your insurance policy

1. most expensive private health care plan, preferred provider but cheaper in network, and no pcp required
2. information sent by the insurance company that shows what they covered. This is not a bill
3. an agreement that transfers the insurance claims rights or benefits of the policy to a third-party
4. the set amount of money you must pay first before any medical treatment. Usually paid at the beginning of the visit
5. cheapest private health care plan, stay in network, and requires pcp
6. government run healthcare for low income families
8. the percentage of costs you pay after your deductible is met
10. government run healthcare for people currently serving in the military
12. when you two people in a family have insurance this determines which one is the primary insurance
14. government run healthcare for veterans and their families