Across
- 3. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- 5. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- 6. Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- 7. Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- 10. Page The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- 15. Health savings account. An account where you contribute pre-tax dollars for expected medical expenses
- 16. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- 19. Injury Protection Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- 20. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- 21. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- 23. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 24. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 25. A federal health insurance for people 65 or older, and some people under 65 with certain disabilities or conditions.
- 26. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
Down
- 1. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 2. Limit The maximum amount an insurance company will pay if you file a claim
- 4. A situation involving exposure to danger, harm, or loss
- 8. of Pocket Maximum The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- 9. A contract in which an individual or entity receives financial protection or reimbursement against losses
- 11. Auto insurance that protects you against costs to repair your own vehicle after a crash
- 12. Pooling The spreading of financial risk evenly among a large number of contributors to the program
- 13. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- 14. Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- 17. Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- 18. Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- 22. A federal and state assistance program that helps cover medical costs for some people with limited income and resources
- 25. Liability Limit The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state