INSURANCE

4. type of insurance that covers the insured if injuries or damages are caused to other people or their property
5. a fee paid to the insurance company to be covered under a specified term
7. this type of insurance includes collision coverage
9. a type of insurance that protects a dwelling from damage costs due to a peril
10. type of insurance that provides protection against financial losses resulting from injury, illness, and disability
12. the recipient of funds upon the death of the insured
14. an agreement between an individual and the insurance company to protect against risk
15. the type of insurance that protects the insured from loss of the contents of the dwelling rather than the dwelling

1. an event, which can cause a financial loss like fire, falling trees, and lightning
2. type of insurance that is a contract between the policyholder and insurer specifying a sum to be paid to a beneficiary
3. type of insurance that replaces a portion of income, in the event that an individual can not work due to injury or illness
5. a consumer who purchases the policy
6. a contract between the individual and the insurance company
8. one factor that affects the cost of an insurance premium
11. the amount paid out of pocket by the holder of the policy
13. an unpredictable event, which leads damage or loss