Common Investment Terms

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Across
  1. 1. An investment strategy in which an investor divides up the total amount to be invested across periodic purchases of a target asset in an effort to reduce the impact of volatility on the overall purchase.
  2. 6. A more stable form of investment serves as a loan to a company or government. The return on Investment is predetermined.
  3. 7. The process of designating who will receive assets and handle responsibilities after death or incapacitation.
  4. 9. This type of insurance covers a range of medical and personal services to assist people who’ve lost their ability to function independently.
  5. 11. Retirement plan offered by employers to their employees.
  6. 12. A personal savings plan, contributions are pre-tax.
  7. 13. An account specifically designed to assist members in saving for current or future higher education needs for themselves, children or grandchildren.
  8. 15. A personal savings plan, contributions are never tax-deductible. Qualified distributions are not taxable.
Down
  1. 2. An online based investing platform for our members with lower starting balances, allows them access to actively managed investment strategies based on their needs and risk tolerance.
  2. 3. A portfolio including a variety of stocks and bonds, managed by a professional fund manager
  3. 4. Long term investments for retirement funding typically issued by insurance companies. Available fixed rate and variable.
  4. 5. An interest-bearing account that typically pays a higher interest rate compared to a bank savings account.
  5. 8. When an employee leaves a company they can opt to roll over their old 401K balance to this personal savings plan.
  6. 10. Insurance policy acquired by the insured to provide for their families’ needs in the event of their untimely passing.
  7. 11. Retirement plan similar to a 401K but only for the nonprofit sector.
  8. 14. Ownership in a company; earnings are paid via cash dividends
  9. 16. Allows a current employee to move all or some of the assets in their employer-sponsored 401(k) plan into an IRA without taking the money as a taxable distribution, typically done at or after age 55.