IZB FINANCIAL LITERACY WEEK LEVEL 2

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Across
  1. 2. A seamless Indo Zambia Bank platform for making ASYCUDA, WORKERS COMPENSATION, NHIMA, NAPSA and ZRA IPS payments
  2. 5. An IZB digital account that makes banking as smooth as its name suggests
  3. 10. IZB Online banking platform for secure and convenient transactions
  4. 14. Banking Exclusive banking services for high-net-worth individuals
  5. 15. A facility that lets you withdraw beyond your account balance (but not without the bank’s permission!)
  6. 18. Our core values include Integrity , Responsibility, Commitment,_______ ,Professionalism & Service Commitment
  7. 21. Represents the residual interest in the assets of an entity after liabilities are subtracted, often a key indicator of financial health.
  8. 22. A type of scam that often promises high returns with little risk, relying on new investors to pay the old ones.
  9. 24. A numerical representation of an individual's creditworthiness
  10. 27. A set of measures designed to protect financial data and transactions from online threats.
  11. 29. Short-term debt instruments issued by the government.
Down
  1. 1. A long-term savings arrangement, typically funded during employment
  2. 3. A detailed schedule of periodic loan payments, breaking down principal and interest
  3. 4. The highest denomination of the Zambian currency, to be introduced on March 31st, 2025.
  4. 6. The percentage of deposits banks must hold at the central bank
  5. 7. Efforts to make financial services accessible and affordable to all individuals and businesses, regardless of their personal net worth or company size.
  6. 8. When your money doesn’t want to wait in line—this system transfer your money instantly, like a first-class passenger in the world of transfers
  7. 9. A time-bound investment option.
  8. 11. A unique identifier assigned to a taxpayer by the Zambia Revenue Authority (ZRA) for tax purposes
  9. 12. The practice of exploiting price discrepancies between markets by simultaneously buying low in one and selling high in another.
  10. 13. Rental Discounting Provides immediate funds against future lease rentals
  11. 16. Policy The process by which a central bank controls the supply of money, often targeting an inflation rate to ensure stability
  12. 17. A measure of how easily assets can be converted to cash or cash equivalents without significant loss of value, critical in risk assessment.
  13. 19. Discounting Quick cash flow solutions using unpaid invoices as collateral.
  14. 20. A numeric code used to verify identity and authorize access to financial services, designed to safeguard account security
  15. 23. The foreign financial vault holding funds beyond Zambian borders
  16. 25. Securities that grant ownership rights and entitle holders to a proportionate share of a company's profits or losses.
  17. 26. Fund A financial safety net established to cover unexpected expenses, providing a cushion against unforeseen financial challenges and protecting savings from potential loss.
  18. 28. Our mission is "To act as a ______ for the economic development of Zambia"