Across
- 3. union A non-profit financial institution that is owned by its members.
- 4. Moving the financial risk to someone else, usually by buying an Insurance policy.
- 6. The collection of all the different investments a person owns.
- 11. When you earn interest on your original money plus the interest you’ve already earned.
- 12. pay The "take-home" pay you actually receive after all deductions are subtracted.
- 14. A plan for how you will spend and save your money.
- 16. Physical objects that are produced, bought, and sold (things you can touch).
- 17. Actions or work performed by someone for another person (things you can't hold in your hand).
- 22. Security A federal program funded by taxes that provides money to retired people and those with disabilities.
- 24. A person who starts a business, taking a risk to make a profit.
- 25. card A plastic card that deducts money directly from your checking account when you buy something.
- 26. To put money into a bank account.
- 30. The set amount you pay for a claim before insurance covers the rest.
- 32. The original amount of money you deposited or invested, before any interest was added.
- 33. Money put aside for future use rather than spent right away.
- 34. The money you receive, usually from a job or an allowance.
- 36. Taking steps to make a risk less likely, such as wearing a helmet while biking or installing a smoke alarm.
- 37. pay The total amount of money you earn before any taxes or fees are taken out.
Down
- 1. The total list of a company’s employees and the amount of money they are to be paid.
- 2. A for-profit business that provides financial services to the public to make money for its stockholders.
- 3. card A card that allows you to borrow money from a bank to buy things now and pay for them later.
- 5. Choosing not to do something risky at all, like skipping a dangerous activity to avoid injury.
- 7. A one-page document that summarizes your education, skills, and work experience for an employer.
- 8. tax Money paid to the national government to fund things that affect the whole country.
- 9. A certificate representing a loan you made to a company or the government.
- 10. A type of savings account where you leave your money for a set time to earn higher interest.
- 13. To take money out of a bank account.
- 14. Plan A written document that explains a new business idea and how it will succeed.
- 15. Money spent on something you need or want.
- 17. An investor who owns "shares" of a company, giving them the right to vote on big decisions and share in the profits.
- 18. An occupation or profession followed as one's lifework, often involving multiple different jobs over time.
- 19. tax Money paid to your specific state government to fund local services like schools and parks.
- 20. Accepting a small risk and paying for it yourself if it happens, like being okay with losing a cheap pair of sunglasses.
- 21. Fund A "rainy day" savings account used only for unexpected expenses like car repairs or medical bills.
- 23. Extra money you earn for keeping your money in a bank, or the extra cost of borrowing money.
- 27. A formal meeting where a person is asked questions to see if they are the right fit for a job.
- 28. The profit an investor earns back on top of the original money they put in (the "reward" for their risk).
- 29. A tiny piece of ownership in a company.
- 31. A system that protects people from huge, unexpected financial losses.
- 32. The regular payment you make to stay covered by an insurance plan.
- 35. Money taken out of a paycheck for things like taxes, health insurance, or retirement.