Across
- 1. protection against damages to your car from causes other than collision or rolling over
- 4. 2011: Also known as Obamacare, the act authorizes universal health coverage.
- 6. a reorganization form of bankruptcy for individuals that allows the debtors to keep their property and use their income to pay a portion of their debts over three to five years
- 7. a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- 8. distribution The sharing of risk by an insurer among its insureds.
- 10. A legal process to get out of debt when you can no longer make all your required payments
- 12. A specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss.
- 14. Preferred provider organization. A prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- 15. the sharing of expenses by the policyholder and the insurance company
- 16. A reorganization form of bankruptcy for businesses that allows them to continue operating under court supervision as they repay their restructured debts.
- 20. Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- 21. Applies to the amount of protection you have through an insurance company in the event of a loss
- 22. covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle.
Down
- 2. Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- 3. the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
- 5. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- 6. Chapter of the Bankruptcy Code providing for liquidation of the debtor's assets in order to repay the creditors; certain assets or aggregate value of assets of the debtor may be exempt based on state law.
- 9. pays if you are struck by someone who does not have insurance. Also will pay if you are a victim in a hit-and-run accident.
- 11. Health maintenance organization. A prepaid health insurance plan in which patients receive health care from designated providers
- 12. Describes the type of coverage in an insurance agreement
- 13. covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- 15. an out-of-pocket fee paid by a person with health insurance at the time a covered service, such as an office visit or a prescription, is received
- 17. Amount you must pay before you begin receiving any benefits from your insurance company
- 18. insurance that provides protection from claims arising from injuries or damage to other people or property
- 19. Insurance that provides financial protection from losses resulting from a death during a definite period, or term.