Juni Yang

7. A physical item which can seen, touched and/or held
11. The act of spending money or using resources.
13. A loan specifically used to buy property, typically repaid over many years.
14. A swapping or exchanging in goods.
16. The **** are people ages 15 or above who are either employed or unemployed
17. The amount of money which a consumer is ready to pay for a good or service
18. The extra money which you have to pay back when borrowing money
21. An official appointed to investigate and resolve complaints from consumers.

1. A **** is a very large store combining a supermarket and a department store, offering wide-ranging goods.
2. A **** has several departments housed under the same roof to facilitate buying, customer service, and merchandisin
3. another way to say electronic retailer
4. A proposal
5. A financial arrangement where a buyer receives goods or services and pays later.
6. A shop that sells products at lower prices by cutting overhead costs and limiting services.
8. A retail store offering a wide variety of food and household products, organized into aisles.
9. Things done for someone by others
10. a business which sells products directly to the consumer
12. A plastic card allowing purchases on borrowed money from a bank or issuer.
15. Money set aside for future use rather than spent immediately.
19. An illegal buisness practice
20. A manufactured item which retains its use for atleast 3 years after purchase