Across
- 1. a collection of stocks or bonds of various corporations
- 9. the possibility of financial loss or physical harm
- 12. a standardized measurement of the potential to repay debt
- 13. a social insurance system that provides benefits to most Americans who are retired, sick, or too disabled to work
- 14. a business that provides money-related services
- 16. an IOU issued by a company or the government in exchange for a loan from an investor that will be repaid with a set rate of return, but does NOT represent ownership in the company
- 17. an interest-bearing account where people put money for future use (low risk because it is insured)
- 19. a share of a corporation sold to the public
- 20. amount of monthly income remaining after all deductions have been taken (take-home pay)
- 22. a record of income and spending; a plan for managing money
- 24. money in the form of bills and/or coins
- 25. the ideals that are important to you
- 26. to pay __________ first means to automatically save a specified amount from a paycheck for future use
- 27. a social insurance program that extends health coverage to almost all Americans age 65 or older
- 28. a grouping of jobs that are related by skills or products
- 29. money received on a regular basis for work or through investments
- 31. a wireless service that allows financial transactions by using an app or web browser from a mobile device
- 33. things you like and enjoy doing
- 34. _______ income is money available to spend on goods and services that are not essential
Down
- 2. the things you do well
- 3. an amount deducted from a bank account
- 4. total amount of earnings made over a month before any deductions
- 5. a written order for a bank to pay money
- 6. a fee received or paid for the use of borrowed money
- 7. the amount of financial trust extended to a person or a business by a lender; essentially a loan
- 8. the amount paid for an insurance policy
- 10. money paid out of pocket before insurance covers the remaining costs
- 11. the amount of money originally invested
- 13. a fixed amount paid to an employee each month
- 15. your natural talents
- 18. money owed
- 21. a contract that outlines coverage plans and protects a person against financial loss or damage
- 23. required payments to the government to fund public programs, schools, and roads
- 30. a for-profit institution that offers personal loans, mortgages, and other services
- 32. to commit money to gain a profit or earn interest