Land Controls and Regulations

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Across
  1. 1. Short for: An independent federal agency fathered by the Dodd-Frank Act responsible for regulating consumer protection with regards to financial services and products.
  2. 3. A collection of significant changes to U.S. financial regulation in response to the financial crisis.
  3. 4. An indefinite, exclusive and absolute legal ownership interest in a parcel of real estate.
  4. 6. Describes nonpossessory rights in real estate, a rising out of ownership, such as rents.
  5. 8. A government-sponsored entity operating in the secondary mortgage market chartered in 1938.
  6. 12. Local ordinances that are reasonably related to the prevention of excessive rents and maintaining the availability of existing housing.
  7. 13. Subsidized housing typically reserved for low-income families, the elderly, and persons with disabilities.
  8. 14. Short for: The department responsible for the implementation and administration of U.S. government housing and urban development programs.
  9. 16. Describes rights of a real estate owner to take the ground water below the surface of their land.
  10. 17. Short for: A regulatory scheme requiring lenders to publically release loan data.
  11. 18. Building and land use restrictions enacted by local policy makers to ensure a consistent flow of improvements to meet the demand of population growth.
Down
  1. 2. A government-sponsored entity operating in the secondary mortgage market chartered in 1970.
  2. 5. A government housing program for low income households which provides qualifying tenants with rent subsidies and minimum habitability standards.
  3. 7. Short for: A mortgage guarantee program that assists qualified veterans or their surviving spouses to buy a home with zero down payment.
  4. 8. Short for: A collection of policies designed to prevent the arbitrary restriction of access to housing based on an occupant's inclusion in a protected class.
  5. 9. The right of government to take private property for public use. The government on the taking pays the owner the fair market value of the property.
  6. 10. The act of taking private property for public use by a political subdivision upon payment to owner of just compensation. Declaration that a structure is unfit for use.
  7. 11. Term used to describe the residential property where the homeowner resides a majority of the year.
  8. 15. Short for: State agency designated with protecting Californians from housing, employment, and public accommodation discrimination.