Lesson 12 Health Insurance and Disability Insurance

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Across
  1. 2. The cost of an insurance policy, usually paid monthly.
  2. 5. Insurance that covers nonmedical costs like nursing homes or assisted living.
  3. 7. A health care plan covering most costs when using in-plan providers.
  4. 10. A provision in an insurance policy eliminating coverage for specific acts or damages.
  5. 12. A law signed in 2010 expanding Medicaid and prohibiting denial for preexisting conditions.
  6. 13. A type of insurance covering part of one’s income when unable to work.
Down
  1. 1. A medical condition diagnosed before enrolling in a health care plan.
  2. 3. A type of insurance model where providers agree to discounted services.
  3. 4. An insurance plan where policyholders pay in advance for unlimited medical care.
  4. 6. Health insurance purchased by an employer for its members.
  5. 8. The process insurers used to determine premiums and coverage eligibility.
  6. 9. The portion of an insurance claim not covered by the insurer and must be paid by the insured.
  7. 11. An act protecting health insurance coverage for workers and their families when changing or losing jobs.
  8. 14. A federally mandated program allowing individuals to maintain health care insurance at group rates after losing coverage.