Across
- 3. credit towards closing cost by lender
- 4. lending institution's fee for loan process
- 6. occur on regular basis
- 10. period between rate changes
- 12. reduce interest rate on loans
- 13. paid to seller
- 14. charged to transfer title from seller
- 16. tied to creditworthiness
- 17. time it takes to recover costs of points
- 19. combination of fixed and adjustable rates
Down
- 1. built up on money borrowed
- 2. legal claim to property ownership
- 5. listing of mortgage calculations
- 7. usually paid by buyer
- 8. cost for representation at closing
- 9. one time cost
- 11. extra fees charged for using their money
- 15. determines who holds the title
- 18. official sale takes place