Liberty Mutual Crossword Puzzle

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Across
  1. 2. Center, An online resource that was recently updated that houses our standard work, tips and tricks.
  2. 3. Exchange
  3. 7. Pay No Play, This laws limit the compensation for claimants who were operating a motor vehicle without the necessary insurance coverage at the time of the accident. Certain states use these laws to reinforce the need for all drivers to comply with state financial responsibility requirements.
  4. 10. You want to know your case and negotiate based on these of the claim.
  5. 12. This state is nicknamed the "Lone Star" state, and is the only state to enter the United States by treaty instead of territorial annexation. We have to notify our insured of the initial offer and settlement of the claim via House Bill letters.
  6. 14. This state is nicknamed the "Sooner" state and they can have UIM and BI for the same element of loss (can be underinsured to yourself).
  7. 15. This state is nicknamed the the "Natural" state and has a 3year liability SOL.
Down
  1. 1. This is the first step in the negotiation phases, has to do with creating a negotiation plan.
  2. 2. This state is nicknamed the "Sunflower" state and has 2 exceptions to NPNP: If the uninsured failed to maintain coverage for < 45 days and had maintained coverage for at least one year prior; A court finds clear and convincing evidence that a person did not knowingly drive uninsured
  3. 4. This state has NPNP and we use quantum to determine general damages.
  4. 5. We recently started handling this state. This state we do not have to disclose our policy limits.
  5. 6. This state has Fisher tenders (not the food).
  6. 8. is the second step in the negotiation phases where you develop rapport, identify the other party's interests, issues, and perceptions, and set expectations.
  7. 9. This state is nicknamed the "Show-Me" state and has vexatious refusal to pay.
  8. 11. Mexico, This state is nicknamed the "Land of Enchantment" and UM/UIM stacking is allowed except where specifically prohibited by the policy.
  9. 13. that Matter, The anonymous monthly survey that is emailed to help provide insight what matters most to you.