Life Crossword - 01

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Across
  1. 2. Proceeds on maturity of an insurance policy are _______ free
  2. 3. Actual cause of possible loss
  3. 6. Risks that attract an extra premium
  4. 8. Person appointed to take care of affairs of a minor or mentally incompetent
  5. 13. Annuity contract that initiates payments at some designated future date
  6. 16. A fee charged by the broker from the insurer
  7. 17. Situations that increase the odds of a loss
  8. 18. A scheme under which both employer and employees contribute to the premium at an agreed proportion
  9. 20. Basically term plans with an element of investment linked to stock market
  10. 21. Primary Underwriter
  11. 24. Beneficiary of an annuity contract is called
  12. 26. Table showing incidence of death at specified ages
  13. 28. Period of time for which policy is issued
  14. 29. Bonus paid only for those policy holders who survive a period of years
  15. 30. Misrepresentation of material facts is a ________ hazard
Down
  1. 1. Period that allows the policy holder additional time to pay premium after due date
  2. 4. Person admitted to a hospital as a resident patient
  3. 5. Terms of a contract proposed by one party to another
  4. 7. Person eligible to receive the proceeds under an insurance policy other than the participant
  5. 9. Specialist trained in mathematics, statistics and accounting who compiles the mortality tables
  6. 10. Consideration paid to undertake a risk
  7. 11. Spreading a fixed sum together with accumulating interests over a period of years
  8. 12. Authority that issues licences to companies to perform insurance business in india
  9. 14. Latin phrase for Utmost good faith
  10. 15. Non-disclosure of material information
  11. 19. Process of declinature of a claim
  12. 22. Relative incidence of disease
  13. 23. Acronym for ratio of weight in kgs to square of height in mts
  14. 25. Clause under a policy, providing for additional benefits
  15. 27. Basic characteristic of contract offered on a "take it or leave it" basis.