Life Skills financial terms-Greysen Miltgen

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Across
  1. 4. Card The type of card issued by a bank that allows users to finance a purchase and is borrowed money with interest
  2. 5. Money
  3. 7. Banking using electronics for easier access
  4. 9. An investment that holds a wide range of different investing instruments
  5. 12. An account that allows you quick access to funds for transactions
  6. 14. Fees charged by a bank
  7. 15. Putting money into something to get back something later
  8. 16. A statement that shows the depositor's bank history
  9. 18. A check written for an ammount more than what's in your account
  10. 22. A financial account maintained by a financial institution that represent's a customer's funds and from which they can make withdrawals.
  11. 23. Taking money out of a bank account
  12. 25. A person to whom money is paid
  13. 26. The process of comparing your company's bank statements to your own records
  14. 27. A plan for saving and spending money
  15. 28. A nine didget number that is used to tell basically who's buying or drawing money from what
  16. 29. Automated teller machine
Down
  1. 1. A payment to someone who's specifically named
  2. 2. Banking that requires a mobile device, for even easier access
  3. 3. A banking service that allows you to go to a website and pay any number of bills
  4. 6. A product that can help create a new credit history and can have a positive impact on your credit reports and scores. With some products like this, money is deposited into a savings account; you make monthly payments first and can access the money in the account when you have paid the money back. This helps you avoid defaulting on debt while you build a positive payment record.
  5. 8. A way of sending money to others without using cash
  6. 10. Occurs when money is withdrawn from a banking account and the available balance goes below zero
  7. 11. An account that allows you to set aside money and pays interest
  8. 13. The amount of money borrowed
  9. 17. Business that charges a fee to cash a check such as a paycheck
  10. 19. A certificate given to a person by the bank depositing money for a certain amount of time.
  11. 20. A card that is usually plastic, and it allows the holder to pay for things right from their savings account
  12. 21. A person or organization who lends money to others
  13. 22. The money available in your checkings or savings account
  14. 24. A card that allows you to put a specific amount of money on it and it usually comes with additional fees and charges