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Across
  1. 4. lacking restraint in spending money or using resources
  2. 5. (of premises) having no fixtures, furniture, or inhabitants; empty.
Down
  1. 1. a person or company involved in wholesale trade, especially one dealing with foreign countries or supplying merchandise to a particular trade
  2. 2. lacking knowledge or awareness in general; uneducated or unsophisticated.
  3. 3. pleasingly graceful and stylish in appearance or manner