Across
- 5. Refers to the ability to get on and off the toilet and perform hygiene related tasks.
- 7. Also known as a deductible or a waiting period.
- 8. These "hands-off" services that provide assistance with the personal chores or activities that are necessary to live at home
- 9. Refers to the ability to move in or out of a bed, chair or wheelchair
- 11. A common provision in Long Term Care insurance policies that waives the requirement to pay premiums while the insured is receiving benefits.
- 13. A deterioration and loss of intellectual capability that affects a person's memory, language, personality and ability to reason, communicate and understand.
- 14. A rider you can add on to your Long Term Care insurance plan that adjusts the benefits over time to account for inflation
- 15. The maximum amount an insurance carrier will pay over the life of a policy.
- 16. Provides social and other personal services including supervision and assistance with some ADLS in a community setting
- 17. benefits are limited to eating, bathing, dressing, continence, transferring and toileting.
Down
- 1. A documented, individualized plan of Long-Term Care services prepared by a Licensed Health Care Practitioner
- 2. A Long-Term Care insurance policy approved by your state for participation in the partnership program.
- 3. One of the ADLs defined by the insured’s ability to put on and take off all necessary clothing
- 4. It refers to the ability to control bladder and/or bowel movements.
- 6. A federal program to provide hospital and medical insurance to people aged 65 and older and to certain ill or disabled persons
- 10. The maximum amount the Long Term Care policy will pay for covered services in any given day.
- 12. Designed to give supportive and palliative care to people in the final phase of a terminal illness