Across
- 4. Health services received in your home, including skilled nursing care, speech, physical or occupational therapy or home health aide services.
- 6. actions performed by individuals such as dressing, eating, bathing, toileting, continence and transferring. Most insurance policies covering long term care services base your qualification for benefits on your inability to perform a certain number of ADLs.
- 8. of Daily Living
- 10. A federal program providing hospital and medical insurance to people aged 65 or older and to certain ill or disabled persons.
Down
- 1. A program of care and treatment, either in a hospice facility or in the home, for persons who are terminally ill and have a life expectancy of six months or less.
- 2. Non-medical care that meets your personal needs. For example, custodial care includes help eating, bathing, toileting, taking medication or walking.
- 3. Impairment of intellectual faculties due to a disorder of the brain.
- 5. The amount you must pay for health care before Medicare or private medical insurance begins to pay.
- 7. Assisted Living includes services provided to support an individual in the performance of activities of daily living or to support an individual who has a severe cognitive impairment.
- 9. An indemnity policy is one which pays a benefit stated in the policy regardless of the actual expenses incurred. For example, if you incur actual expenses of $100 in one day and the policy provides an indemnity benefit of $200 per day, the policy will pay $200 for that day’s home care service.